Real estate financing

Real estate financing is a key part of the process of acquiring a home or business. The cost of acquiring a property is usually difficult to pay in a lump sum. This is the reason why the real estate agency Greca House takes care of all the necessary actions in order to receive the required lending for the acquisition of the property of your dreams.

Our experienced staff is able to take all the necessary actions to ensure you up to 100% financing for your new property and even with the lowest interest rate on the market. A low interest rate implies a smaller monthly payment installment. An installment corresponding to the rent you would have to pay in case you chose to rent a house over its purchase. And with the big difference, that in the end the house will remain in your property and the money you gave will not be is required.

Real estate financing with interest rate protection

Mortgage Loans are the most common form of real estate financing. This financing is provided by a Bank institution in order to provide assistance to those who wish to buy a home. Of course, this property can also be purchased in order to resale for profit as well as for many other reasons. The main reasons why you can get real estate financing from a bank are:
  • Purchase of real estate (home or business)
  • Purchase of land
  • Construction of a property
  • Property repair – Renovation

The duration of funding is usually 5 to 40 years. The longer the repayment period, the smaller the amount of money you will have to pay on a monthly basis. However, a constant fear is a rise in interest rates after some years. In order to eliminate any such risk, our company offers protection against the possible rise of interests as well as a complete insurance package with coverage in case of loss of income due to unemployment or other emergencies.

What our staff undertakes regarding real estate financing

Our staff undertakes all the procedures in order to help you gather the necessary supporting documents for the approval of your loan. Some indicative documents required for a property financing are:
  • Last title of the property.
  • Transfer certificate.
  • Certificate of encumbrances, seizures, non-claim by the Mortgage Office, and non-sale.
  • Authorization to an attorney in case of representation.
  • Cadastral extract and topographic diagram.
  • Construction plan of the property.
  • Photocopy of building permit.

If you are interested in more information about real estate financing, you can contact us any time. Our experienced team will make sure to provide you with all the necessary information to save you unnecessary effort and time.

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